So I am under my spouse's insurance under his work. He lost his job and we can't afford COBRA. Is this considered a life changing event where I can get covered under my employer without having to wait for open enrollment?Life changing event to get insurance - is this one?yes, that would be a qualifying event.
HOWEVER. You probably want to check the cost. With the subsidy in place, it might actually be cheaper for you to do COBRA, than add him to your policy.Life changing event to get insurance - is this one?Yes, this qualifies as a life-changing event. You will need a letter from his benefits department stating that his health care coverage terminated and he is no longer eligible. This should qualify him.Life changing event to get insurance - is this one?Loss of your coverage due to his termination should be a qualifying event - but you'll need to check with your employer's H.R. dept.Life changing event to get insurance - is this one?Call your H.R. department or look online at the insurance company website! Good luck!Life changing event to get insurance - is this one?Probly is. Call and ask.
